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Relationship Officer (Business Development (Banking, Ikoyi)
Relationship Officer (Business Development (Banking, Ikoyi)StreSERT Integrated Limited • Ikoyi, LA, ng
Relationship Officer (Business Development (Banking, Ikoyi)

Relationship Officer (Business Development (Banking, Ikoyi)

StreSERT Integrated Limited • Ikoyi, LA, ng
4 days ago
Job type
  • Quick Apply
Job description

Job Description

Vacancy :

Relationship Officer - Business Development

Industry : Banking

Location : Ikoyi, Lagos

Administratively Reports to :

Business Manager, Business Development

Job Summary

To facilitate activities relating to promoting and marketing the Bank’s products.

Key Responsibilities

  • Identify opportunities and promote the Bank’s products.
  • Acquire new customers and nurture business relationship(s) with potential customers (e.g. high net worth individuals, corporate bodies etc.).
  • Manage relationships with key accounts owners and ensure growth in deposit and prompt loan repayment.
  • Build long-term relationship with clients and customers.
  • Prepare Credit Appraisal Memorandum (CAM) and manage credit risk within applicable limit.
  • Attend related forums, seminars, business receptions, etc. to learn about the latest market developments, business opportunities and existing competitors.
  • Create and enforce plans / strategies that will boost positive brand perception and ensure customer needs are met.
  • Effectively initiate and complete accounting opening documentation for customers in accordance with the KYC guidelines.
  • Perform other duties as assigned by the Business Development Manager.

Skills and Competency Requirements

  • Good selling skills and ability to win customers’ trust.
  • Negotiation skills and ability to ‘close the deal’.
  • Good understanding of Mortgage loan system and credit appraisal system.
  • Strong Communication Skills and client management skills.
  • Analytical problem solving with ability to generate ideas.
  • Ability to use own initiative and pay close attention to detail.
  • Organization and ability to cope with competing demands.
  • Good Office etiquette and interpersonal skills.
  • Strategic thinking and ability to solve problems.
  • Ability to work in a team and independently.
  • Specifications

  • A minimum of first degree or its equivalent in any discipline.
  • A master’s degree or Professional qualification / Certification will be an added advantage.(not compulsory).
  • Post -graduation experience in marketing of Bank’s Products and Services will be an added advantage.
  • Key Performance Indicators

  • Market share in geographical location.
  • Growth in total deposit balance.
  • Overall profitability of the Bank (Revenue growth).
  • Customer growth (Number of new and repeat customers).
  • Number improved (existing) and new products / services.
  • Accuracy and completeness of reports.
  • Number of non-Performing Loan
  • No of complaints from external and Internal customer s
  • Internal Control Exceptions / Audit Opinion
  • Effective administration of NHF loan
  • Key Result Areas

  • Deposit mobilization
  • Quality of Mortgage loans booked
  • Loan repayment
  • Sound credit judgement
  • Number of HNI Accounts
  • Non-performing loans
  • Number of new, active account and Number of repeat customers
  • Method of Application

    Interested and qualified candidates should send their CVs to recruitment@stresertintegrated.com using

    ROBD-F25

    Create a job alert for this search

    Relationship Officer • Ikoyi, LA, ng

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