Job Title : LOAN OFFICERS
Location : Bariga, Lagos, Abuja
Job Summary
As the Loan officer, you understand lending, you are curious, pay serious
attention to details, data driven and have adequate territorial knowledge of your environment. You
are responsible for evaluating clients' financial information, verifying merchants and assessing risk ratios.
Responsibilities
- Evaluate credit worthiness of Merchants
- Physically verify Merchants Location and business financial health for loan consideration.
- Interview Merchants to determine their financial eligibility and feasibility
- Support merchants with questions they might have.
- Justify decisions (approvals / rejections) and report on them
- Maintain an active knowledge base of all of the organization’s loan products and an
understanding of the qualifications required of each Merchant.
Build long term, trusting relationships with customersGrow and achieve loan portfolio targets for merchants.Qualifications & Skills
A First Degree BSC / HND1 year Minimum relevant work experience in a Microfinance BanksExcellent knowledge of loan application procedures.Socially and emotionally aware.Must have a Smartphone.Strong communication skills and proven customer service experience.Exceptional analytical skills and the ability to work with complicated financial data.Demonstrable knowledge of credit risk analysis