Loan Officer

Job Title : Loan Officer

Location : Ikeja, Lagos

Industry : Microfinance / Fintech

We are looking for a results-driven and customer-focused Loan Officer to join our team and play a key role in supporting entrepreneurs and growing businesses.

Key Responsibilities :

Identify, evaluate and recommend prospective clients through field visits, referrals, and partnerships.

Conduct credit appraisals, financial analysis, and risk assessments of loan applicants.

Prepare and present loan proposals to the credit committee.

Monitor and manage loan portfolios to ensure timely repayments and portfolio quality.

Build and maintain strong relationships with clients, offering financial advisory support.

Drive deposit mobilization and cross-selling of other financial products to clients.

Ensure compliance with internal policies, lending procedures, and regulatory requirements.

Generate regular reports on loan performance and portfolio health.

Requirements :

Bachelor’s degree in Finance, Business Administration, Economics, or any related field.

Minimum of 2 years experience in Lending / SME lending, preferably in a microfinance, fintech, or commercial banking environment.

Ability to resume immediately

Strong analytical, communication, and negotiation skills.

Good understanding of financial statements and business analysis.

Proficiency in using loan management software and Microsoft Office tools.

Ability to work independently and meet targets under pressure.

Knowledge of the local SME ecosystem.

Strong interpersonal skills and a customer-first mindset.

Attention to detail and commitment to compliance.

Application Deadline : 12th September,2025.