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Loan Sales Officer

Loan Sales Officer

Outsourcing CBLagos, Nigeria, Nigeria
20 hours ago
Job type
  • Quick Apply
Job description

Location : Lagos

As a Loan Officer, you won’t just be handling paperwork — you’ll be the link between hardworking entrepreneurs and the financial support they need to grow. This role is about meeting people where they are, building trust, and ensuring access to loans that make a real impact in local communities. You’ll be on the move, visiting shops and homes, assessing businesses, and making sure loans are disbursed and repaid responsibly.

Who are we searching for?

  • You’re passionate about supporting small businesses and communities
  • You’re a people person who enjoys building long-term relationships
  • You’re detail-oriented and disciplined when it comes to compliance and reporting
  • You’re resilient, proactive, and comfortable working in the field
  • You’re results-driven and thrive in a target-based role

Your responsibilities :

  • You will mobilize and onboard clients for loans within your coverage area
  • You will form groups and networks to expand loan reach in the community
  • You will verify client homes and businesses to ensure compliance with company guidelines
  • You will assess loan applications, prepare proposals, and present for appraisal
  • You will participate in credit committee reviews where required
  • You will manage loan disbursements and post-disbursement monitoring
  • You will recover overdue loans while maintaining cordial client relationships
  • You will capture and record accurate client and guarantor information in the system
  • You will collect, post, and reconcile daily repayments and savings with the Branch Manager
  • You will maintain a healthy loan portfolio and ensure customer satisfaction

    • To be considered, you should have

  • 2–3 years of experience in microfinance, lending, sales, or community engagement
  • Strong interpersonal and communication skills
  • Ability to assess small businesses and determine repayment capacity
  • Proven ability to meet targets in a structured environment
  • Basic computer literacy for reporting and data entry
  • A strong sense of integrity and accountability

    • What success looks like…

  • Meeting monthly loan disbursement and recovery targets
  • Maintaining a portfolio at 2% or below PAR
  • Growing the number of active customers under your management
  • Achieving high customer satisfaction and retention
  • Building trust and visibility in the community

    • Challenges you may face in this role…

  • Managing overdue loans and handling difficult repayment situations
  • Building trust quickly with new clients and groups
  • Balancing fieldwork demands with timely reporting
  • Navigating competition from other lenders in the community

    • The Goodies…

  • Salary range : ₦120,000 net / month
  • HMO, Pension, Leave allowance, 13th month, Performance Incentives and bonuses
  • Opportunity to build a visible career in financial services and community lending
  • Work in a supportive team environment with growth opportunities
  • Training and development programs to sharpen your customer engagement and credit assessment skills
  • Be part of a mission-driven organization helping businesses thrive
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    Sales Officer • Lagos, Nigeria, Nigeria