Management Trainee Program (Consumer Lending)Careers Verified • Lagos, Nigeria
Management Trainee Program (Consumer Lending)
Careers Verified • Lagos, Nigeria
3 days ago
Job descriptionSupport the end-to-end consumer loan process : sourcing, appraisal, approval, disbursement, and monitoring Assist in evaluating customer creditworthiness using income analysis, credit bureau reports, and risk scoring tools Prepare and review loan documentation in line with internal policies and regulatory requirements Support consumer loan sales initiatives across products such as personal loans, salary loans, auto loans, and digital lending products Engage customers to understand financing needs and recommend appropriate lending solutions Build and maintain strong relationships with internal and external stakeholders Ensure adherence to credit policies, lending limits, and regulatory guidelines Assist in monitoring portfolio performance, delinquency trends, and early warning signals Support loan recovery and collections activities where required Analyze loan performance data and prepare management reports Track key lending KPIs including approval rates, portfolio growth, and non-performing loans Support process improvement initiatives through data-driven insights Participate in structured classroom training, on-the-job learning, and mentorship programs Complete periodic assessments and project assignments Rotate across consumer lending units and branches as assigned Bachelor's degree in Finance, Economics, Accounting, Business Administration, Banking, or related fields Minimum of Second Class Upper (or equivalent) 02 years of work experience (NYSC completed or in progress) Strong analytical and numerical skills Good understanding of basic financial concepts Excellent communication and interpersonal skills High ethical standards and attention to detail Proficiency in Microsoft Excel and basic data analysis Willingness to learn and work in a fast-paced environment
Job title : Management Trainee Program (Consumer Lending)
Job Location : Lagos
Deadline : January 23, 2026
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The Consumer Lending Management Trainee Program is designed to develop high-potential graduates into future leaders in retail and consumer lending. Trainees will gain hands-on experience across key lending functions including loan origination, credit analysis, risk management, collections, sales, and customer experience.
Key Responsibilities
Lending & Credit Operations
Sales & Relationship Management
Risk & Compliance
Data, Reporting & Analysis
Learning & Development
Key Requirements
Educational Qualification
Experience
Skills & Competencies
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Management Trainee • Lagos, Nigeria
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