Transaction Monitoring Officer

Job title : Transaction Monitoring Officer

Job Location : Lagos Deadline : October 07, 2026 Quick Recommended Links

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Key Responsibilities

• Monitor customer transactions through the Bank's Transaction Monitoring System and other relevant platforms to identify unusual or potentially suspicious activities.
• Review, analyze, and investigate alerts generated by the transaction monitoring system and other monitoring platforms in a timely and risk-based manner.
• Ensure all alerts are appropriately assessed, documented, and resolved within established service level timelines.
• Escalate high-risk, complex, or unusual cases to the Team Lead for further review and guidance.
• Maintain comprehensive records of investigations, findings, actions taken, and recommendations.
• Receive, review, and assess suspicious transaction alerts, referrals, and escalations from branches, business units, and control functions across the Bank.
• Conduct thorough investigations using available customer information, account records, transaction histories, KYC documentation, and other relevant sources of information.
• Identify potential indicators of money laundering, terrorist financing, fraud, sanctions violations, proliferation financing, and other financial crimes.
• Liaise with relevant stakeholders to obtain additional information required to support investigations.
• Prepare and file Suspicious Transaction Reports (STRs) through the NFIU goAML platform within prescribed regulatory timelines.
• Ensure all STRs are accurate, comprehensive, adequately supported by evidence, and clearly articulate the basis for suspicion.
• Maintain strict confidentiality of STRs, investigations, and related information in accordance with applicable regulatory requirements and the Bank's policies.
• Ensure proper documentation, retention, and safekeeping of STR-related records and supporting evidence.
• Review and file Suspicious Activity Reports (SARs) with the NFIU in respect of customers' requests for partial or total name changes, where required.
• Review NFIU approvals relating to customers' requests for total name changes and ensure appropriate implementation in line with regulatory requirements and approved internal procedures.

Requirements

• ND / HND / BSc Degree
• Age: Maximum of 30 years old.

Benefits

• Salary: N148,000 monthly (net)
• Pension
• HMO
• 13th Month Bonus
• Paid Leave Allowance.