Field Credit Officer

Key Responsibilities

• Source and onboard eligible loan customers.
• Conduct field verification of applicants' residence, business, and guarantors.
• Assess creditworthiness and prepare credit reports.
• Support loan disbursement processes.
• Monitor loan usage and ensure compliance with loan terms.
• Track repayments and follow up on overdue accounts.
• Carry out field recovery on delinquent loans when required.
• Maintain accurate repayment and recovery records.
• Educate customers on loan terms and repayment schedules.
• Resolve customer complaints related to loans.
• Maintain positive relationships with clients and guarantors.

Education

• B.Sc / HND / OND at the minimum.
• Basic Knowledge in accounting, finance and mathematics
• Minimum 2 3 years experience in SME Loan or Merchant Lending
• Previous work Experience or training in sales (Preferred).