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Cluster Compliance Officer

Cluster Compliance Officer

Fidelity BankNigeria, NG
26 days ago
Job type
  • Full-time
Job description

Job title : Cluster Compliance Officer

Job Location : Nigeria Deadline : December 11, 2024 Quick Recommended Links

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Qualification :

  • Bachelor's Degree in social science or humanities or HND with a Master's Degree

    • Experience :

  • Minimum of 3 6 years working experience

    • Job Objective(s )

  • Ensuring compliance to regulatory guidelines and procedures in relation to Customer Onboarding & Customer Activity Monitoring

    • Duties & Responsibilities

  • Generate and review customer deficiency report, which highlights completeness of customer information.
  • Review and follow up on account opening documentation for deficiencies
  • Review of accounts of Politically Exposed Persons (PEPS), Designated Non-Financial Businesses and Professionals (DNFBPs), etc
  • Carry out follow ups on Annual Due Diligence and Enhance Due Diligence on customers :

    • Understanding Customers Risk Rating

  • Understanding the Compliance plan :

    • Ensuring Compliance to Annual / Bi-Annual and Transaction based EDD

  • Generate Customer Deficiency Report (Data quality and integrity To identify incomplete supply and capture of customer information).
  • Monitor FATCA compliance at branches.
  • Confirmation of Regulatory Display Items in branches

    • Money Laundering Warning Poster

  • Dud Cheque Warning Poster
  • NDIC stickers (One Big and One Small)
  • Portrait of the President and State Governors / Minister(FCT)
  • Extract of the Bank's latest financial report
  • S553 of CAMA.
  • Operating License
  • Certificate of Incorporation
  • FX Teller and Rate Board Etc
  • Advise, oversee, and train the branch staff on compliance related matters / issues.
  • Following up on non-response from branches to any Compliance related enquiries from Head Office relating the areas of coverage
  • Ensuring Compliance to on-boarding documentation and data for deficiency purposes in branches
  • Acting as the Liaison officer to Transaction Monitoring & Law Enforcement Teams in areas where these teams are not located.
  • Review of customers e-services enrollment
  • Follow up on internal and external audit branch reports and confirm compliance with noted exceptions
  • Monitor Compliance to the Rule Book and Relevant Regulations in branches.
  • Confirmation of compliance procedures for Dud Cheques, BVN, Address and ID Verification
  • Confirmation of AML / CFT Credit Assessment procedure in branches.
  • Adhoc Due diligence, enhanced due diligence, and review of unusual inflows and transaction amounts that suggest structuring / smurfing
  • Adhoc filing of STR on Suspicious Transaction or Activities
  • Confirmation of compliance to process flow to modification of customers' phone Number and Email addresses in Finacle and SMS Portal.
  • Identification of New and Relocated Branches for proper Risk Assessment
  • Identification of New Relationships with IMTO and other Relevant Third Party Service Providers operating within coverage area for proper administration of EDD.
  • Review of Processed Money Transfers Western Union, MoneyGram, RIA (IMTOs)
  • To ensure compliance to prompt preparation and submission of Regulatory Reports to the appropriate Regulators from branches under coverage areas
  • Any other task as may be assigned by the supervisor

    • Experience / Skills

  • Good written and oral communication skills.
  • Good interpersonal and relationship skills.
  • Excellent negotiation skills
  • Good reporting Skills
  • Risk Conscious
  • Independent & Assertive
  • Excellent knowledge of bank and regulatory procedures and policies
  • In-Depth knowledge of Banking Operations / Products
  • In-Depth accounting knowledge / background
  • In-Depth Total Quality Management
  • In-Depth Credit, operations, computer systems (Data Center), GIS, etc.