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Drive-to-Own (DTO) Program Manager
Drive-to-Own (DTO) Program ManagerCIG Motors • Victoria Island, LA, ng
Drive-to-Own (DTO) Program Manager

Drive-to-Own (DTO) Program Manager

CIG Motors • Victoria Island, LA, ng
19 hours ago
Job type
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Job description

Job Description

About Lagride Nigeria Limited (Subsidiary of CIG)

LAGRIDE is a leading technology-driven mobility company committed to transforming urban transportation through sustainable, efficient, and customer-centric solutions in Lagos. As part of our innovative mobility offerings, we deploy electric vehicles (EVs), manage fleet operations, and empower drivers, partners and investors through structured ownership and financing models.

Our mission is to build a reliable transport ecosystem that creates economic opportunities, enhances operational excellence, and supports the future of green mobility in Lagos and beyond.

Job Summary :

The Drive-to-Own (DTO) Program Manager will oversee, structure, and manage Lagride’s Drive-to-Own business model for drivers, partners and investors. The role ensures effective financial planning, vehicle asset management, driver onboarding, credit risk assessment, repayment monitoring, and partnership development. The ideal candidate will have strong banking or microfinance experience, particularly in loan management, asset financing, or retail credit administration.

Key Responsibilities :

1.      Program Oversight & Strategy

  • Develop, implement, and continuously refine the Drive-to-Own program framework, policies, and operational processes.
  • Drive growth through effective program performance tracking, investor relations, and driver retention strategies.
  • Conduct feasibility analysis and financial modelling for various DTO structures.

2.      Driver & Investor Management

  • Manage onboarding, assessment, and approval of drivers and investors under the DTO scheme.
  • Create repayment plans, monitor compliance, and ensure timely collections.
  • Handle escalations relating to defaults, disputes, or operational challenges.
  • 3.      Risk Management & Compliance

  • Conduct creditworthiness checks, risk profiling, and collateral assessment of participants.
  • Ensure all documentation meets regulatory, financial, and audit standards.
  • Work with Finance and Legal teams to structure agreements, manage delinquencies, and enforce recovery procedures.
  • 4.     Operational Coordination

  • Collaborate with Fleet, Operations, Finance, and Customer Support to manage vehicle allocation, insurance, maintenance, and periodic evaluations.
  • Maintain accurate program records, dashboards, and weekly / monthly performance reports.
  • 5.      Stakeholder & Partnership Development

  • Engage banks, financiers, insurance companies, and other partners to support the sustainability of the DTO model.
  • Lead initiatives to improve the affordability, accessibility, and efficiency of the program.
  • Requirements

  • Strong knowledge of credit analysis, loan structuring and management, and repayment systems.
  • Excellent stakeholder management and communication skills.
  • Ability to manage high-volume driver engagement and investor relations effectively.
  • Strong data interpretation, reporting, and documentation abilities.
  • High level of integrity, accountability, and attention to detail.
  • Proficiency in Excel or financial management tools.
  • Ability to work cross-functionally with Operations, Finance, Fleet Management, and Customer Support teams.
  • Benefits

  • Competitive salary with performance incentives.
  • Opportunity to manage a key Drive-to-Own program within Nigeria’s growing mobility industry.
  • Exposure to modern financing and vehicle management systems.
  • A meaningful role in helping drivers become vehicle owners and supporting LAGRIDE’s mission of sustainable transportation.
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    Program Manager • Victoria Island, LA, ng

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