Financial Advisor

An insurance financial advisor is both a risk strategist and a financial planner. They safeguard clients against uncertainties while guiding them toward long-term financial security. Their responsibilities span from analyzing financial needs to recommending insurance and investment solutions, ensuring clients are protected and financially prepared for the future.

RESPONSIBILITIES

Financial Planning : Assess clients’ current financial situation, including income, assets, liabilities, and tax status.

Risk Management : Identify potential risks (health, life, property, liability) and recommend insurance policies to mitigate them.

Investment Guidance : Advise on financial products such as annuities, mutual funds, bonds, and college savings plans.

Retirement Planning : Help clients prepare for retirement by balancing insurance coverage with long-term savings strategies.

Sales & Product Recommendation : Recommend and sell insurance and financial products tailored to client needs.

Compliance & Licensing : Maintain required certifications and licenses to sell insurance and investment products.

RENUMERATION

1. COMMISSION (STRICTLY)

2. ALLOWANCE

3. H.M.O

4. COOPRERATIVE MEMBERSHIP

5. QUATERLY INCENTIVES FOR HIGH PERFORMERS